Is pregnancy considered a pre existing condition?

Beta, the insurance companies have their strict rules and they do count it as pre-existing. Instead of worrying about them, focus on keeping the mother healthy with fresh milk and homemade ghee. Health is the real wealth.

Yes, insurance policies usually view it that way. But do not let these worldly matters disturb your peace of mind. Stay positive, keep your thoughts calm, and trust that everything will be taken care of.

Yes, it is classified as pre-existing. While you manage the financial planning, ensure you maintain a highly nutritious vegetarian diet rich in iron and calcium to keep yourself healthy throughout.

In my case, when I applied for a new policy during my second month, the company clearly stated that my pregnancy was a pre-existing condition and excluded it. That was my experience, so we had to manage the costs ourselves.

While we were busy treating my pregnant wife to street food cravings, we found out insurance wouldn't cover the delivery because we bought it late. It was counted as pre-existing, so we had to pay the bills ourselves.

My sister went through this recently. Because she got the policy after getting pregnant, the insurer rejected the maternity claim saying it was pre-existing. Buy insurance before you plan a family, guys.

Yes, it is. If you need coverage, check your company's HR policy immediately as corporate plans often cover pre-existing pregnancies without any waiting period. It is the fastest way to get covered.

Yes, if you buy insurance after conceiving, it is treated as a pre-existing condition and won't be covered immediately.

Don't get discouraged, dear. While retail plans consider it pre-existing, corporate group insurance policies usually cover maternity from day one. Do check if your office insurance has this benefit.