Is pregnancy a qualifying life event?
My wife is expecting, and we're reviewing our benefits at work. We need to update our insurance. Is pregnancy considered a qualifying life event that allows for changes outside of the open enrollment period?
5 answers
4 months ago
Most liked
Haan na, actually getting pregnant itself isn't a qualifying life event to change your insurance plan, but the birth of the baby definitely is. So you can easily add the little one to your policy once they arrive, ho na.
8 months ago
No, pregnancy is not, but the birth of your child is considered a qualifying life event to update your health cover.
Powered by
Consult a obstetrics and gynaecologist
yrs exp
5 months ago
Listen, don't confuse the two things. Pregnancy won't let you open or change your insurance mid-year, but once the delivery happens, you can immediately add the baby to your family floater plan.
4 months ago
Strictly speaking, the birth of the child is the qualifying event, not the pregnancy itself. You get 30 to 60 days post-birth to add the newborn to your health insurance. Don't delay the paperwork once the birth certificate is ready.
Related reads
All articles
Women's Health
When It Happens That You Show Pregnancy: Instructions About Your Baby Bump
Learn when pregnancy starts to show, what affects baby bump size, and why every pregnancy is different.
Women's Health
Pregnancy and Gum Disease: Why Bleeding Gums Happen During Pregnancy?
Why do gums bleed during pregnancy? Learn why bleeding gums happen during pregnancy, the symptoms to watc...
Women's Health
Pregnancy Insomnia: Causes, Symptoms, and Safe Treatment Options
Pregnancy insomnia isn’t just about feeling tired. It can affect mood, concentration, and overall well-be...
8 months ago
While I was busy ordering late-night street food cravings for my wife, I researched this. Pregnancy itself won't qualify you for a new policy window, but the baby's birth is the real deal that lets you change your health cover.