Does cigna cover weight loss surgery?

I am quite new to this and a bit nervous to ask, but does the insurance also cover the pre-surgery consultations and diet tests? My doctor mentioned surgery might be needed, but I am scared about the total out-of-pocket costs.

I was panicking so much thinking I'd have to pay lakhs out of my own pocket because my first query got rejected. But once the hospital insurance team submitted my medical history correctly, Cigna approved it without any issues. Just stay calm, it is a very standard procedure for them.

At my age, looking back, taking care of severe obesity is the best decision I made for my joints. Cigna has been covering these surgeries for years, provided it is clinically necessary and not just for looks. Trust your doctors and let them handle the insurance formalities.

Please don't delay getting a proper checkup if your weight is causing breathing or joint issues. I ignored my symptoms for years and suffered a lot of damage. Cigna does cover surgical options when health is at serious risk, so please consult a specialist immediately.

Don't listen to generic advice online about what insurance covers. Every plan has completely different riders, and what worked for someone else might be excluded for you. Go to your hospital's TPA desk, show them your Cigna card, and get them to verify it directly.

I completely relate to your situation because my cousin went through this exact same confusion last month. Cigna usually covers it, but you have to go through a proper multi-month evaluation program first. Just talk to your HR or insurance agent directly, they will give you the exact checklist.

I know how hard it is to face society when you are considering weight loss surgery, and the added stress of insurance approval makes it so much worse. It really takes a toll on your peace of mind. Please stay strong and know that prioritizing your health is the right thing to do.